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mark61504
- Feb 5
- 1 min
Sponsor Trends Past & Present
According to one major recordkeeper survey of their clients, they found the following trends as the leading changes ending in 2022 (in...
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mark61504
- Nov 21, 2023
- 1 min
Thinking of Offering a Plan, SECURE 2.0 is Here to Help
For many employers, offering a 401K plan is often viewed as a luxury of larger companies. The perceived complexity can be enough to...
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mark61504
- Nov 6, 2023
- 1 min
Plan Design Ideas for 2024
While everyone is already tired of talking about SECURE Act 2.0, what about some of those tax credits that you could get from the...
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mark61504
- Jun 21, 2023
- 1 min
SECURE 2.0 Provisions for 2026
In 2026, what is old is suddenly new again as paper statements have a forced comeback under the SECURE Act 2.0. In addition, lower...
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mark61504
- Jun 3, 2022
- 1 min
Hypothetical Trade-Offs and What They Tell Us About Ourselves
According to a 2021 PLANSPONSOR Participant Survey, the average retirement saver may not be that savvy. That is of course not what the...
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mark61504
- Mar 9, 2022
- 1 min
Another Proprietary Fund Lawsuit: What does independent even mean?
Lowe's famous tagline is "Do it right for less". In the case of their 401K plan, a judge found Aon didn’t violate ERISA when encouraging...
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mark61504
- Feb 23, 2022
- 1 min
Medicare Premiums: Inflation Strikes Again
The standard Medicare Part B premium which covers doctors visits and other outpatient services increased to $170.10 per month in 2022. ...
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mark61504
- Nov 5, 2021
- 1 min
2022 Retirement Plan Limits
Balancing a plan with changing demographics can be a challenge. Employee turnover in a small retirement plan can make or break your plan...
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mark61504
- Sep 29, 2021
- 2 min
Missing Participant Guidance
The Department of Labor has issued guidance to help retirement plan fiduciaries when trying to locate and distribute retirement benefits...
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mark61504
- Aug 19, 2021
- 1 min
Lifetime Income Illustrations in the SECURE Act
Here they come. If your plan provider wasn't already doing this, they will be providing lifetime income illustrations beginning after...
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mark61504
- Aug 4, 2021
- 1 min
It Takes a Village
With each passing day we read in the news about yet another security breach. Whether it is our pipelines or meat processing plants,...
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mark61504
- Jul 7, 2021
- 1 min
I thought I fired that guy?
In January of 2021, the US Department of Labor published compliance assistance release No.2021-01 regarding the investigation process and...
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mark61504
- Jun 30, 2021
- 1 min
Is Data Valuable and How Should Committees Document Their Review?
YES, data is very valuable. Some recent court cases against institutions of higher learning's 403b plans and against Shell Oil Company...
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mark61504
- Jun 17, 2021
- 1 min
You did it, now what's next?
After decades of saving, you paid off the home, you saved in your retirement plan, and hopefully, you have some money left over after you...
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