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To convert or not, that is the question
Trade offs of converting an IRA The reasons to convert a pre-tax IRA to a Roth are very specific to your household income and assets. ...
mark61504
Jul 91 min read
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Mom & Dad might have the wrong answers
Households with pensions When I asked my parents how much I should save in my 401K, I got the standard answer which was, "How much does...
mark61504
Jun 251 min read
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Don't do it!
The effects of being out of the market Trying to time the market is as old as the market itself. The chart above shows how investing for...
mark61504
Jun 111 min read
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Saving for a rainy day
As workers age, they tend to increase emergency reserves The best laid plans frequently run into some road blocks. As you go through...
mark61504
May 211 min read
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Consumer driven healthcare doesn't really exist, but HSA accounts are really tax efficient
HSA's can be great retiree health savings accounts if used properly If you have ever been to a Doctor's office and asked to see the bill,...
mark61504
May 71 min read
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Roth Feature Considerations
Using a roth at different stages in your career can help to diversify your tax preferred savings Roth features have been on the march...
mark61504
Apr 251 min read
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