The walk back is an arrow in the quiver of every good stock market prognosticator. You start with a bold announcement, ABC company is poised for record earnings because yada, yada, yada.... Another classic is the market call. US Stocks will be up XX% in year 20XX because "fill in the blank" will be rocket fuel for US companies. But what happens when the bold call is wrong? Enter the walk back. Company ABC faced unexpected headwinds from shrinking microwidgets to assemble

It's early 2026 and we are hearing all about what the "smart money" is doing. Sometimes those folks get it right, sometimes they get it wrong, and other times they do what we call in the business the "walk back". Take a look at how a number of analysts saw 2024 playing out in the below illustration:

One of the largest financial assets most Americans have are frequently tied to IRA's, employer retirement plans, and Roth IRA's. As we...

According to a survey titled 2025 Planning & Progress Study by NW, the top nine items were the following: 1) How much money will I need...

We all make financial mistakes. The question is what do we learn from them. Ebenezer Scrooge was famously visited by three ghosts. ...

The holiday season is a time for joy, giving, and togetherness—but it can also be a time of financial stress. Between gifts, travel,...

As the leaves turn and the holiday season approaches, most of us take a moment to reflect on what we’re grateful for. Family, friends,...

When it comes to social media, there's so much that grabs our attention and unfortunately so much that is just plain wrong. Here are a...

How are Michael Myers in Halloween & retirement similar? Hmmm, never thought about it. Here are a few things they have in common He...

The Jagged Path Episode #2, Globetrotting Bri is now live! Our guest discusses college majors, pouring Boilermakers to pay for school, balancing saving for her future & chasing her passion of global travel. Stream it anywhere you listen to podcasts. https://www.buzzsprout.com/2523855/episodes/17891847

Probably. Does it matter? Hard to tell. As a financial advisor our job isn't to predict market tops & bottoms (as CNBC or Fox Business...

QP Consulting, LLC is thrilled to launch our financial wellness podcast The Jagged Path. The show will focus on story telling as we try...

Trade offs of converting an IRA The reasons to convert a pre-tax IRA to a Roth are very specific to your household income and assets. ...

Households with pensions When I asked my parents how much I should save in my 401K, I got the standard answer which was, "How much does...

The effects of being out of the market Trying to time the market is as old as the market itself. The chart above shows how investing for...

As workers age, they tend to increase emergency reserves The best laid plans frequently run into some road blocks. As you go through...

HSA's can be great retiree health savings accounts if used properly If you have ever been to a Doctor's office and asked to see the bill,...

Using a roth at different stages in your career can help to diversify your tax preferred savings Roth features have been on the march...

With SECURE 2.0, plan sponsor use of auto features is on the rise Automatic enrollment and automatic escalation have been prevalent in...

Social security filing tradeoffs Many pre-retirees do not properly evaluate how social security fits into their long term goals....