#401k | Qpconsulting

mark61504

How can Buy Now, Pay Later Hurt Retirement?

Point of sale installment plans seem to be everywhere. Companies like Affirm, Apple, Afterpay, Zip, and Paypal are just a few of the...

mark61504

SEC hits Schwab robo-adviser with $187 million dollar fine

Sometimes independence isn't all it is cracked up to be. As fees become a greater focal point of consumers, vendors have tried to lower...

mark61504

Stop Saving or Double Down?

When bear markets hit, retirements savers discipline is frequently tested. It can be discouraging to see your account balance go down...

mark61504

HSA limits going up

For the super saver's among us, hopefully you are fully taking advantage of your company retirement plan. 2022 limits of $20,500 and...

mark61504

Aren't Stretch IRA's Dead?

Under the SECURE Act, the method of inheriting an IRA and then stretching it out over ones lifetime was greatly diminished. Imagine a...