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Financial Wellness a Differentiator for Employers
As employers look to differentiate their financial benefits in a tight labor market, one area that is scoring high with employees...
mark61504
Jan 21, 20221 min read
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Emergency Savings Accounts having a moment...
Emergency savings accounts offered by employers are back in the news. In Washington, there are proposals to allow for distributions from...
mark61504
Dec 15, 20211 min read
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Reading Fed Tea Leaves
How important is it for you to read what the Fed is doing to determine your investment strategy? How much say does the Fed even have in...
mark61504
Dec 10, 20211 min read
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Not your K, your SSA!
When we meet with individuals, one of the most overlooked elements of their retirement is also frequently the biggest, their Social...
mark61504
Nov 19, 20211 min read
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HSA's, fund today, spend in retirement?
The HSA (health savings account) is frequently mistaken with it's cousin the FSA. Employees are frequently confused on how these...
mark61504
Nov 10, 20211 min read
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2022 Retirement Plan Limits
Balancing a plan with changing demographics can be a challenge. Employee turnover in a small retirement plan can make or break your plan...
mark61504
Nov 5, 20211 min read
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Things Nobody Tells You About Debt
Yes it is a parody site, but The Onion highlights the uncomfortable, frequently making for a quick laugh. The following makes light of a...
mark61504
Oct 28, 20211 min read
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All-Time High Anxiety
Do market highs lead to market lows? If you listened to investment news media, everything has to be either an all-time high or an...
mark61504
Oct 15, 20211 min read
24 views
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Missing Participant Guidance
The Department of Labor has issued guidance to help retirement plan fiduciaries when trying to locate and distribute retirement benefits...
mark61504
Sep 29, 20212 min read
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Hiring a New Provider?
As you evaluate your retirement plan providers, you are probably adding a new line of questions to your checklist. Cybersecurity is...
mark61504
Sep 16, 20211 min read
19 views
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Cybersecurity & Your Provider
In May of this year, some of us in the South and Mid-Atlantic experienced what can happen when networks aren't secure. The Colonial...
mark61504
Sep 3, 20211 min read
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Lifetime Income Illustrations in the SECURE Act
Here they come. If your plan provider wasn't already doing this, they will be providing lifetime income illustrations beginning after...
mark61504
Aug 19, 20211 min read
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It Takes a Village
With each passing day we read in the news about yet another security breach. Whether it is our pipelines or meat processing plants,...
mark61504
Aug 4, 20211 min read
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Taking it Past the Limit
As a participant in a retirement plan, you have many ways to get money into your plan. Pre-tax deferrals, Roth contributions, match...
mark61504
Jul 22, 20212 min read
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I thought I fired that guy?
In January of 2021, the US Department of Labor published compliance assistance release No.2021-01 regarding the investigation process and...
mark61504
Jul 7, 20211 min read
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Is Data Valuable and How Should Committees Document Their Review?
YES, data is very valuable. Some recent court cases against institutions of higher learning's 403b plans and against Shell Oil Company...
mark61504
Jun 30, 20211 min read
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You did it, now what's next?
After decades of saving, you paid off the home, you saved in your retirement plan, and hopefully, you have some money left over after you...
mark61504
Jun 17, 20211 min read
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Why is Past Performance Definitely Not Indicative of Future Results?
Recency bias is a tricky thing.
Mark Ivcevich
Feb 11, 20211 min read
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How are Roller Coasters & Investing Alike?
Of course we all know about the ups and downs that the market can provide to your investments. We experienced them in 2000, 2001 and...
Mark Ivcevich
Jan 27, 20212 min read
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Does Fixed Income Still Work with Rates Low?
With stocks on a tear as of 12/3/2020, many globally diversified and balanced investors are wondering why they should maintain any...
Mark Ivcevich
Jan 14, 20212 min read
14 views
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